INSURANCE PRODUCTS

PAYMENT PROTECTION

No matter how carefully you plan, it's impossible to know what's around the corner. Unemployment, accident or sickness can happen to anyone. Payment Protection Insurance protects you and your family with monthly payments for both support for car payments and the rest of the bills in your household. You can enjoy your lifestyle knowing that you are protected against anything that may happen in the future.

There are three types of cover available:

• Gold: Death, accident, illness, redundancy, business interruption, bankruptcy, suspension and hospitalization
• Silver: Death, accident and illness
• Bronze: Death only

GUARANTEED ASSET PROTECTION

In the unfortunate event of your vehicle being declared a total loss by your insurer, you may find that the insurance payment is less than the amount outstanding on your finance or lease agreement. To protect yourself from this situation a Guaranteed Asset Protection (GAP) policy provides cover for the 'gap' between the value of your insurance payout and the amount owing on your finance or lease agreement.

With four levels of cover available from $5,000 to $15,000, GAP insurance offers you:

• Security against the unforeseen
• Protection for the term of your credit contract
• One premium for the whole term of the credit contract

We can also add a range of additional support to your insurance, including:

• Replacement vehicle on road costs
• Replacement vehicle insurance premium
• Replacement vehicle deposit up to $1,000
• Excess on total loss vehicle
• 5 day rental car costs
• Out of pocket expenses $200
• Prior vehicle debt included in contract